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Need help with central heat and air replacement

My family is need of help with replacing our homes central heat and air unit. it is over 15 years old and recently has given out. we are unable to obtain a loan to replace it even through our states loan program. it is our fault we are not able to obtain a loan, but we still need the central heat/air replaced and we do not have the money to replace it. any help from anyone would be greatly appreciated. i know i am asking a lot, but we are out of options for now.

Member Number: 1902-01

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