Struggling mom drowning in debt
I am currently up to my eyeballs in debt.
I am trying to pay off 3 credit cards, but the 20% interest makes sure that it doesn't get anywhere. I have several personal loans from friends and family that I had to ask for when times got really rough. I am working fulltime, but my salary isnt enough to comfortably see me through the month, and I find myself having to resort back to my credit cards, making them almost impossible to pay off.
Above all else, I would like to pay off the personal loans which total $31,000.I had to pay for my moms surgery in Jamaica last year and a friend was nice enough to lend me part of this money while citifinancial loan me the rest at 35% interest rate.
If it wasnt for my kids, i think i would have jumped already. Please help.
Member Number: 2015-01